owl
LIVE PRICES · 15S KEEPER · 0 SIGNATURES EVER

Four AI owls
run the book.

Borrow ETH on Robinhood Chain against tokenized stocks, crypto majors and memecoins — without selling. Take-profits and stops on collateral while it's pledged, a keeper watching every 15 seconds, and credit that compounds into better terms. RWAs at up to 70% LTV.

Start borrowing → Read the docs

No wallet handy? Watch any address → · ETH $—

$OWL CA—⧉
15skeeper tick
70%max LTV · stocks
19live markets
0signatures ever
— loans — eth borrowed — accounts — eth fees split
The whole loop

Four moves.
The ticket on the right is live.

01ConnectOWL reads your real Robinhood Chain bag and prices it live. Address only — no signature, ever.
02BorrowPick a tier. Your exact liquidation price is quoted before you commit — like the ticket here.
03ProtectArm a take-profit or stop on the collateral while it's pledged. The 15s keeper executes it.
04CompoundRepay clean, score climbs — higher LTV, lower fees on every loan after.
BORROW TICKETLIVE QUOTE
pledge—
tier—
you receive—
flat fee—
repay within—
liquidation price—
now trading at—
Build yours in the app →
Markets

19 things you can
borrow against right now.

Open app →
AssetClassPrice · liveMax LTVLongest term
loading live markets…
MEMECOINS & MAJORS Express 30% · 2d · 3%  ·  Quick 25% · 3d · 2%  ·  Standard 20% · 7d · 1.5%
Volatility caps LTV — short terms keep you safe.
TOKENIZED STOCKS · ETFs · METALS Express 50% · 7d · 3%  ·  Quick 60% · 15d · 4%  ·  Standard 70% · 30d · 5%
Lower volatility earns more capital, for longer.
New · AI credit engine

Meet The Parliament.

Every serious brokerage has a desk that structures the trade. Yours reads your entire bag and structures your optimal loan in one click — what to pledge, which tier, how much ETH, where your stops go. Ask it anything and it answers from your real holdings. The AI proposes; the protocol's deterministic rules enforce every number before you commit. It can never move your funds.

READS YOUR BAGSTRUCTURES THE LOANSETS YOUR STOPS
Let The Parliament structure my loan →
On-chain memory · Robinhood Chain

Credit is buying power.

One score, 0 to 1000, moved only by how you borrow. Earned by repaying — never bought by holding.

Owlet
0 – 599
base terms · start at 300
Night Owl
600 – 799
+2% LTV
Elder
800 – 1000
+4% LTV · −25bps
repay +40 protected exit +20 late −80 liquidated −250
Every loan pays

One fee. Four ways.

Flat, quoted up front, split on the ledger where anyone can read it.

70% holders
20%
5
5
70% — $OWL holders, pro-rata. No staking ritual. 20% — LP pool, the ETH that funds loans 5% — referrals, for life 5% — protocol
Proof, not promises

Everything is a receipt.

THE LEDGER — STREAMING LIVE
syncreading the ledger…
The other desks: custodial by design — the bot holds your keys, ticks every ~90 seconds, and offers "trust me" for proof.
OWL: zero keys held, web-first, a 15-second keeper, and a public receipt for every borrow, auto-sell, liquidation, and fee split.

we even take $QUANT and $INDEX as collateral — priced live from Robinhood Chain. no hard feelings. ▲